INTERACTIVE GOLD PLANNER

Look beyond the
headline price.

Compare two hypothetical cost structures on the same amount of fine gold. Every assumption stays visible.

Scenario tool. All starting values are illustrations, without a live quote or a provider tariff. Currency changes the display label only; no exchange conversion occurs.
Shared assumptions
Scenario A
Scenario B
Calculation method and exclusions

One troy ounce = 31.1034768 grams. Fine ounces = gross grams × purity / 100 ÷ 31.1034768. Metal value = fine ounces × reference price. Premium = metal value × premium rate. Purchase fee = (metal value + premium) × purchase fee rate. Entry cost = metal value + premium + purchase fee + one-off costs.

Storage = max(metal value × annual storage rate, minimum annual storage) × years. Total cost = entry cost + storage. Break-even exit price per fine ounce = total cost ÷ (fine ounces × (1 − sale fee rate)).

Storage uses a constant entry reference value with simple annual accrual. Break-even is nominal and does not predict future prices. Taxes, interest, opportunity cost, inflation, changing valuations, currency changes and additional withdrawal or settlement charges are excluded unless entered in one-off costs. Actual billing schedules and fee bases may differ.